FCR — Brightway Insurance vs Radiant Waxing

Layer8 Franchise Evaluation Suite | Franchise Comparison Report

Brightway Insurance vs. Radiant Waxing

Insurance / Financial Services

Assessment Date: April 29, 2026

8.44

Brightway Insurance

4.68

Radiant Waxing

Executive Comparison

Brightway Insurance is the clear winner with a 3.76-point margin — a decisive difference across most evaluation dimensions. Brightway Insurance scores 8.44/10 (STRONG) versus Radiant Waxing at 4.68/10 (NEEDS REVIEW). The gap is driven primarily by Item 19 disclosure, where Brightway Insurance demonstrates transparency and verifiable financial performance. This is not a close call — the data strongly favors Brightway Insurance.

Overall Score Comparison

Metric	Brightway Insurance	Radiant Waxing
Overall Score	8.44 STRONG	4.68 NEEDS REVIEW
Recommendation	STRONG BUY	NEEDS MORE INFO
Investment Range	$89,350 – $214,600	$199,000 – $424,000
Payback Period	5.8 years	Not calculable

Item 19 Financial Performance Disclosure

Metric	Brightway Insurance	Radiant Waxing
Item 19 Status	✓ Disclosed $687,000 avg revenue 25.0% margin \| 5.8 yr payback	✗ Not Disclosed No franchisor-verified revenue data
Avg Unit Revenue	$687,000 Verified	Not Disclosed

⚠ Investment comparison is limited by Radiant Waxing's absence of Item 19. Brightway Insurance provides verified financial data; Radiant Waxing's figures are estimates only. This disclosure gap is a key differentiator in this comparison.

Domain-by-Domain Comparison

Domain	Brightway Insurance	Radiant Waxing
Unit Economics	▲ 9.4 STRONG	3.4 HIGH RISK
Territorial Rights & Protection	▲ 8.6 STRONG	4.6 NEEDS REVIEW
Exit & Transfer Provisions	▲ 8.0 STRONG	4.8 NEEDS REVIEW
FDD Quality & Transparency	▲ 7.8 ADEQUATE	4.8 NEEDS REVIEW
Franchisor Financial Health	▲ 8.4 STRONG	5.4 NEEDS REVIEW
Franchisee Satisfaction & Support	▲ 8.0 STRONG	5.2 NEEDS REVIEW
Market & Competitive Position	▲ 8.2 STRONG	5.8 NEEDS REVIEW
Candidate Fit Assessment	▲ 7.6 ADEQUATE	5.4 NEEDS REVIEW

▲ = domain winner | domains ordered by score gap (largest gap first)

Domain Gap Analysis — Significant Differences (>1.5 pts)

Unit Economics (9.4 vs 3.4): Brightway Insurance leads by 6.0 points — Brightway Insurance demonstrates stronger investment return metrics including payback period and disclosed profit margins.
Territorial Rights & Protection (8.6 vs 4.6): Brightway Insurance leads by 4.0 points — Brightway Insurance outperforms on the underlying data points for this domain.
Exit & Transfer Provisions (8.0 vs 4.8): Brightway Insurance leads by 3.2 points — Brightway Insurance outperforms on the underlying data points for this domain.
FDD Quality & Transparency (7.8 vs 4.8): Brightway Insurance leads by 3.0 points — Brightway Insurance provides Item 19 financial disclosure; Radiant Waxing does not — a fundamental transparency gap.
Franchisor Financial Health (8.4 vs 5.4): Brightway Insurance leads by 3.0 points — Brightway Insurance shows +45 net unit change vs. +31 — a stronger system growth signal.
Franchisee Satisfaction & Support (8.0 vs 5.2): Brightway Insurance leads by 2.8 points — Brightway Insurance franchisees report 8.2/10 satisfaction vs. 5.8/10 — a meaningful difference in actual operator experience.
Market & Competitive Position (8.2 vs 5.8): Brightway Insurance leads by 2.4 points — Brightway Insurance ranks #3 in category vs. #12 for Radiant Waxing — stronger brand recognition and market position.
Candidate Fit Assessment (7.6 vs 5.4): Brightway Insurance leads by 2.2 points — Brightway Insurance outperforms on the underlying data points for this domain.

Key Decision Factors — Why Brightway Insurance Scores Higher

Unit Economics (9.4 vs 3.4): Brightway Insurance demonstrates stronger investment return metrics including payback period and disclosed profit margins.
Territorial Rights & Protection (8.6 vs 4.6): Brightway Insurance outperforms on the underlying data points for this domain.
Franchisor Financial Health (8.4 vs 5.4): Brightway Insurance shows +45 net unit change vs. +31 — a stronger system growth signal.

Recommendation

Based on the Layer8 Franchise Evaluation Suite scoring across 8 domains and 40 criteria, Brightway Insurance is the recommended opportunity with a 8.44-vs-4.68 score advantage.

Brightway Insurance scores 8.44/10 (STRONG) — STRONG BUY. Radiant Waxing scores 4.68/10 (NEEDS REVIEW) — NEEDS MORE INFO.

The Item 19 disclosure gap is the single most important differentiator in this comparison. Brightway Insurance provides verified financial performance data; Radiant Waxing does not. A buyer cannot independently verify unit economics for the non-disclosing franchise without direct franchisee interviews.